Alto IRA: Invest in Private Equity, Startups & Real Estate

The self-directed IRA platform for all your alternatives

Build wealth and diversify your portfolio with private market investments.

Explore venture capital_

Over

$2B

in assets under custody

Over

32,000

investors

MAKING HEADLINES IN

Tax-advantaged self-directed IRAs and private market investments for wealth creation

Longer time horizon Investing in alternatives with a self-directed IRA aligns long-term investment horizons with saving for retirement, an overlap in financial strategy we refer to as duration matching.

Historically resilient Alternative assets offer potential insulation from public market risk, which may help investors saving for retirement grow their portfolio on a risk-adjusted basis.

Tax benefits Retirement funds are tax-advantaged, appealing to investors who look for ways to keep as much of their investment earnings as possible.

imagine your alternatives

With Alto, you've got alternatives

Explore Alto options

Alto Marketplace is the leading self-directed IRA platform connecting sophisticated investors looking to diversify their portfolios with exclusive, highly sought-after issuers of alternative assets diversifying their fundraising methods.

Explore current offerings

IPO CLUB America 2030 Target Maturity Fund

A private equity fund specializing in late-stage U.S. firms in defense, energy, cybersecurity, and AI.

Min. investment

$50,000

Offering period

22 months

Asset class

Venture Capital

FarmTogether Sustainable Farmland Fund, LP

Sustainable farmland fund targeting income and long-term appreciation via U.S. permanent crop farms.

Min. investment

$50,000

Offering period

Evergreen

Asset class

Real Estate

Ginkgo REIT Inc.

An income-focused investment in Carolina workforce housing, offering low-volatility exposure.

Min. investment

$25,000

Offering period

Evergreen Fund

Asset class

Multifamily Real Estate

Integrated Partners

Alto connects self-directed IRAs to some of the most esteemed alternatives platforms available today. After selecting an investment, investors can simply pay for an offering with their self-directed IRA and let Alto do the rest.

Private Raise Portal

Raising capital for alternative assets has long been known as a cumbersome, paper-intensive process. Alto modernizes the process with a simple, single-login digital interface that makes raising self-directed IRA capital more efficient.

Defer and even eliminate taxes on your investments*

Alto provides investors with a self-directed IRA that serves as a powerful way to shield investment returns from capital gains taxes.

_ *IRS rules and regulations apply_

Increased returns

Alternative investments can increase compounded long-term and risk-adjusted returns.

Tax advantages

Defer or eliminate taxes on your capital gains and income earned from investments in your Alto IRA.

Diversification

Alternative assets reduce a portfolio’s correlation to public markets, which can protect against shocks or drawdowns when volatility hits public equities.

Access

Alto investors have the access, control, and optionality to invest in the opportunities that interest them most.

Speed

Alto provides a paperless online investment experience that streamlines the self-directed IRA investment process.

Support

Alto’s industry-leading Investor Relations and Support teams are devoted to facilitating your chosen investments and providing unparalleled customer service.

We invest in security so you can invest with confidence.

Alto's self-directed IRA platform operates under strict regulatory oversight to ensure compliance with fair and transparent business practices.

Cash funded self-directed IRAs are maintained in FDIC-insured accounts with our banking partners.

Alto enables and encourages two-factor authentication (2FA).

Start investing in alternatives in minutes

  1. Create Create your username, password, and select your self-directed IRA.

  2. Fund Contribute cash or roll over funds from an existing, external retirement account.

  3. Invest Explore and evaluate Alto’s numerous offerings, then start investing in your future.