Raise IRA Capital - Alto

Power your raise with IRA Capital

Alto enables issuers, sponsors and investment platforms to accept self-directed IRA capital, opening access to the $19 trillion retirement market.

Learn more Request a demo

Unlock retirement savings as a capital source

While both private market investing and traditional funding rely on long-term commitment, the traditional funding channels often fall short on flexibility. IRA capital is a powerful, aligned funding source that can strengthen private raise strategies.

Access the $19T IRA market

Reach a new capital pool traditionally overlooked in private fundraising

Fuel long-term investment cycles

Tax-advantaged accounts support follow-on investments and continuity over time

Enable flexible contributions

Investors can fund through rollovers, transfers or cash

Simplify onboarding and compliance

Alto manages setup, funding, and regulatory requirements continuously throughout your capital raise

Proof in the numbers

$1.5B

in retirement-funded investments supported

3,200+

private market issuers onboarded

49,764

self-directed IRA investments processed

67%

of 2025 investments made by returning investor

3.5 investments

made per investor, on average

*Data as of June 30, 2026

Start my raise

Raising capital is complex. Accessing retirement funds shouldn’t be.

Watch how Alto simplifies the process and enables your clients to invest using a self-directed IRA with confidence.

You don't need to become a self-directed IRA expert to raise IRA capital

With streamlined onboarding, compliance designed for private markets and continuous investor support, Alto ensures a smooth experience on both sides of the transaction.

Issuer Experience

Turnkey setup with no integration required

Real-time visibility into investor progress

Dedicated compliance and operational support

Funds delivered to you ~2 business days after transfer

Investor Experience

Guided account opening with real-time tracking

Help with rollovers, transfers, and funding

Ongoing support from Alto's investor team

Access to their self-directed IRA for private market investments

Start my raise

Choose the path that fits your model for raising capital

Alto offers flexible solutions that meet you where you are:

Start accepting IRA capital quickly. No integration required.

Learn more about Private Raise Portal

For platforms that want to embed self-directed IRA capabilities directly into the user experience.

Learn more about Integrated Partnerships

Let’s connect

Request a demo or reach out to learn more about raising capital with Alto

Questions?

Are there any fees for raising IRA capital with Alto?

There’s no cost to issuers raising IRA capital through Alto’s Private Raise Portal or via an integrated platform. You receive every IRA dollar you accept, in full.

Is it costly for my investors to commit to my raise?

Not at all! For too long, investing in alternative assets using a self-directed IRA has been an expensive and laborious process. That goes against everything we stand for. At Alto, we’re on a mission to make alternatives accessible for all, and that starts with pricing that is fair.

What is the difference between the Private Raise Portal and Integrated Partnerships?

The Private Raise Portal enables issuers to raise IRA capital on their own terms without any technical expertise or integration required. Unlike the Marketplace and Integrated Partnerships, issuers can start raising capital within 20 minutes through the Private Raise Portal. The steps are simple to create an Alto issuer account, upload your offering, and invite investors to participate!

Alto does not promote the brands and investment offerings of issuers who raise privately through this product, nor does it review the merits, legitimacy, appropriateness or suitability of an investment, thus providing issuers complete control over their capital raising process. Alto simply provides a payment method for issuers to accept investments from investor’s IRA dollars.

Integrated Partnerships enable issuers and investment platforms to embed Alto as a payment method within their native investment workflow, streamlining the process through which people can invest with an IRA. Alto displays its integrated partners on its website and investor portal, however we do not promote specific investment opportunities offered by integrated partners.